Need an appraisal in Rochester or Oakland County?
The top seven reasons Michigan homeowners call on JAD Appraisal Services LLC:
We at JAD Appraisal Services, LLC understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at JAD Appraisal Services, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from JAD Appraisal Services, LLC is your #1 weapon when contesting your property tax assessment.
Need to remove PMI?An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping homeowners just like you rid yourselves of unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. JAD Appraisal Services, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? JAD Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? JAD Appraisal Services, LLC can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.