JAD Appraisal Services LLC in Rochester are called upon for a variety of reasonsYear after year, thousands of people in Michigan purchase, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. Nearly all lenders still call for a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation methods that may seem more economical than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there also times when the services of a licensed, independent real estate professional might be helpful? Absolutely.
Let JAD Appraisal Services LLC help you challenge your tax assessment in Oakland CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from JAD Appraisal Services, LLC is your best evidence when building your case. At JAD Appraisal Services, LLC, we're qualified to assist you in disputing your tax assessment.
Let JAD Appraisal Services LLC assist you in lowering your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that nearly all lenders ask buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Oftentimes, this added payment is folded into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
JAD Appraisal Services, LLC will provide you with a statement regarding the value of your home, and the expense of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is often complicated by the burdensome decision of who keeps the property, and it can be a particularly traumatic experience for both parties. Regardless of the circumstances, it's wise to get an appraisal from JAD Appraisal Services, LLC so both parties are fully aware of the true market value of their house.
The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Let JAD Appraisal Services LLC help you with relocating to or from Oakland CountyEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.
Sell your home quickly at the right price with an appraisal from JAD Appraisal Services LLC
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.